Attention homeowners: Real estate appraisal services for in Anderson and Escambia County
Here are the top seven reasons Indiana homeowners need Brooks Appraisal Services:
Do you own a home in or near Anderson? Do you need help determining the value of your real estate?
We at Brooks Appraisal Services understand the particular needs of a customer in need of appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value judgement than yours.
Need to remove PMI?
A preferred way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We are experienced in helping clients just like you get rid of unnecessary PMI insurance.
Challenge Escambia county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a region that's going down or not appreciating as much as other homes close by. This means you're going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Brooks Appraisal Services is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your house is in a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Brooks Appraisal Services can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you'd wish to have a seasoned expert double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.